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About Us

About UsContinuing the legacy of excellence and commitment

The team was founded in 1984 by Andrea Renaud. A teacher by trade, she found a true calling in financial planning and built a team around her as the practice evolved. Andrea officially retired at the end of 2019 and transitioned her legacy to her daughter Kristen Renaud and her business partner Julie Garcia. Recently they brought on another partner, Bryan Costilla, who they have directly mentored for almost his entire financial career. Between the three of them, they have almost 40 years of industry experience.

Kristen and Julie are proud to be women owners and leaders in an industry that often needs more diversity and representation. Working with women, minorities, and underserved communities has been a priority from the very beginning. Our core values of integrity, veracity, and generosity are solidified in our culture and drive the relationships we developed within our community. Our mantra is “We Invest in You” because we believe in the power and potential of our clients and the importance of service and support.

Our job is to guide, comfort, educate, and cherish. We see ourselves as trusted advisors, dedicated to helping our clients navigate the complexities of financial planning and wealth management.

Your Why

We are driven by a deep understanding of the power of purpose. We believe that everyone has a "why" – a core reason that fuels their ambitions and desires. We are here to help you uncover your why and enable you to contribute to the causes that matter most to you.

Our team of dedicated professionals is committed to getting to know you on a personal level. We take the time to understand your values, goals, and aspirations, ensuring that our financial solutions align with your unique circumstances. By leveraging our expertise and industry knowledge, we develop tailored strategies that empower you to achieve financial success while making a positive impact.

Whether you are passionate about supporting charitable causes, providing for your loved ones, or leaving a lasting legacy, we are here to guide you every step of the way. Let us help you unlock the full potential of your wealth, allowing you to contribute to the causes that ignite your spirit.at matter most to you.

About UsOur community

As it is part of our mission to help others contribute to their community, so do we actively work to contribute ourselves. Many on our team take up various leadership positions and work for causes to help better the lives of others. Here is a sampling of some of the organizations and causes we work for:  

Junior Achievement of New Mexico, AIMS @ UNM Charter School, All Faiths Children’s Advocacy Center, Meals on Wheels of NM, and Animal Humane of NM.


Raymond James id not affiliated with the above organizations and/or charitable causes.

CONTACT USSpeak to an advisor and begin your journey with us!

Now that you have gotten to know us and how we can help you, schedule a meeting with our advisors and take your first steps into your future.

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